Fnma Loan Limits 2024 High Balance. In most of the u.s., the 2024 maximum conforming loan limit will be raised to $750,000, up from 2020’s level of 510,400. This is a history of the fannie mae (fnma) and freddie mac (fhlmc) conforming loan limits.

The new limits are effective for whole loans delivered, and mortgage loans delivered into mbs with pool issue dates on or after january 1, 2024. The federal housing finance agency (fhfa) increased the baseline conforming loan limit for mortgages backed by fannie mae and freddie mac to.